Knox Mortgages is based right here in Cheadle Heath — not a national call centre, not a comparison site, but a local mortgage advisor with whole-of-market access and no lender restrictions.
Founded by Jake Stott (CeMAP), we provide face-to-face, phone, and video mortgage consultations from our office at Europa Business Park on Bird Hall Lane. Whether you’re buying your first home in Cheadle Hulme, remortgaging in Gatley, or investing in buy-to-let across the SK postcode, we search the entire lending market to find your best option.
Why Use a Local Mortgage Advisor in Cheadle
You could go to your bank. You could fill in a form on a comparison site. Or you could sit down with a qualified mortgage advisor who lives and works in the same area as you, understands the local property market, and has access to every lender in the country.
Here’s the difference:
- Your bank offers their own products. If they can’t help, they’ll tell you to try elsewhere.
- A comparison site shows you rates but can’t assess your full situation or handle complex cases.
- Knox Mortgages searches every lender, assesses your full financial picture, handles the application, and stays with you from first call to completion.
We’re FCA-regulated, whole-of-market, and rated 5.0/5 on Google with 40 five-star reviews — many from clients right here in Cheadle and Stockport.
Mortgage Services for Cheadle Residents
First-Time Buyers in Cheadle
Cheadle and Cheadle Hulme remain popular first-time buyer areas. Semi-detached houses in the SK8 postcode typically range from £250,000 to £400,000, with apartments and terraces starting lower. We help you understand exactly what you can borrow, what deposit you need, and which first-time buyer schemes might reduce your upfront costs.
Remortgage Advice
If your fixed rate is ending, you should be looking at your options 3-6 months before it expires. We’ll compare remortgage deals across the full market and tell you whether switching makes sense — or whether staying put is actually the better move. Honest advice, not a sales pitch.
Buy-to-Let in the Stockport Area
The SK postcode is one of the strongest rental areas in Greater Manchester. Rental yields in Stockport town centre and Heaton Moor are competitive, and tenant demand is consistently high. We work with the full range of BTL lenders including those who accept limited company purchases, portfolio landlords, and first-time landlords.
Self-Employed Mortgage Advice
Running your own business in Cheadle or Stockport? We work with lenders who genuinely understand self-employed income — including those who accept one year’s accounts, use gross income rather than net profit, and consider retained profits and director’s loans.
Bad Credit Mortgages
A missed payment or CCJ doesn’t mean the door is closed. Specialist lenders have specific criteria for different types of adverse credit. We know which lender fits which situation — and we won’t waste your time with applications that won’t work.
Protection Advice
Mortgage protection isn’t optional — it’s essential. We advise on life insurance, critical illness cover, and income protection alongside every mortgage case. Making sure your home and family are covered if something goes wrong.
Life Insurance | Critical Illness Cover
Local Areas Near Cheadle We Serve
We’re based at Europa Business Park, Cheadle Heath — right on the border of Cheadle and Stockport. Local areas we regularly help clients in:
- Cheadle: Cheadle Heath, Cheadle Hulme, Cheadle Village
- Gatley & Heald Green: Popular with first-time buyers and young families
- Bramhall & Woodford: Higher-value properties, remortgage and home mover clients
- Stockport: Town centre, Edgeley, Heaton Norris, Heaton Moor, Heaton Chapel
- Didsbury & Withington: South Manchester corridor
- Hazel Grove, Marple & Poynton: East Stockport
- Altrincham, Hale & Timperley: Trafford border
About Your Cheadle Mortgage Advisor
Jake Stott, CeMAP — Founder and Lead Mortgage Adviser
Jake is a CeMAP-qualified mortgage and protection adviser who founded Knox Mortgages to deliver a different kind of broking experience. Whole-of-market access, no lender restrictions, and a process built around efficiency and clarity — not endless paperwork and radio silence.
He handles every case personally, specialising in first-time buyers, self-employed applicants, visa holders, and cases that have been turned down elsewhere.
Our Cheadle Office
Knox Mortgages
Europa Business Park
67 Bird Hall Lane
Cheadle Heath
Stockport
SK3 0XA
Phone: 01615240027
Email: jake.stott@knoxmortgages.co.uk
Consultations available in person, by phone, or by video call. Free parking at Europa Business Park.
Book a Free Consultation
No obligation. No fee. No pressure. Just clear, honest mortgage advice from your local whole-of-market broker.
What Our Clients Say
Your home may be repossessed if you don’t keep up repayments on your mortgage.
Knox Mortgages is a trading style of Fort Advice Bureau which is regulated and authorised by the FCA to conduct Mortgage and Protection business, FRN: 972730