Why Choose Knox Mortgages as Your Manchester Mortgage Broker
Most mortgage brokers in Manchester work with a limited panel of lenders. We don’t. As a whole-of-market broker, we have access to every lender available — high street banks, building societies, specialist lenders, and private banks. No restrictions.
Here’s what that means for you:
- Better rates — we compare deals across the full market, not just a shortlist
- Complex cases accepted — self-employed, bad credit, visa holders, contractors. If a high-street lender has said no, we’ll find a lender who says yes
- One point of contact — Jake Stott, CeMAP-qualified mortgage and protection adviser, handles your case from first call to completion
- Based locally — our office is at Europa Business Park in Cheadle Heath, 10 minutes from Stockport town centre and 20 minutes from Manchester city centre
Mortgage Services in Manchester
First-Time Buyer Mortgages
Buying your first home in Manchester? Average house prices across Greater Manchester vary significantly — from around £150,000 in areas like Oldham and Rochdale to over £350,000 in South Manchester postcodes like Didsbury, Chorlton, and Hale. We help you understand exactly what you can borrow, which schemes you qualify for, and which lenders are most likely to approve your application.
Read our First-Time Buyer Guide
Remortgages
If your current deal is ending or you’re on your lender’s standard variable rate, you could be overpaying by hundreds of pounds a month. We compare remortgage deals across the full market and handle the entire process — most remortgages complete within 4-8 weeks.
Buy-to-Let Mortgages
Manchester is one of the strongest rental markets in the UK. Whether you’re purchasing your first investment property in Salford, building a portfolio across Stockport, or looking at HMOs in the Northern Quarter, we have access to the full range of BTL lenders — including those who lend to limited companies and portfolio landlords.
Self-Employed Mortgages
Over 15% of Greater Manchester’s workforce is self-employed. If you run your own business, freelance, or contract, getting a mortgage can be more complicated — but it doesn’t have to be. We work with lenders who understand self-employed income, including those who accept one year’s accounts, gross income, and retained profits.
Bad Credit Mortgages
A missed payment, CCJ, or default doesn’t mean you can’t get a mortgage. Many specialist lenders work with applicants who have adverse credit — but the criteria vary wildly between lenders. We know which lenders accept what, and we’ll match you with the right one.
Visa Holder Mortgages
Manchester has a large and growing population of skilled workers, ancestry visa holders, and spouse visa holders. Many high-street lenders won’t consider visa-based applications, but specialist lenders will — often with competitive rates. We’ve helped dozens of visa holders buy property across Greater Manchester.
Areas We Cover Across Greater Manchester
Our office is based in Cheadle Heath, Stockport — but we serve clients across the entire Greater Manchester area and nationwide. Local areas we regularly help clients in:
- South Manchester: Cheadle, Cheadle Hulme, Gatley, Heald Green, Didsbury, Chorlton, Withington, Burnage, Fallowfield
- Stockport: Stockport town centre, Bramhall, Hazel Grove, Marple, Reddish, Heaton Moor, Heaton Chapel, Offerton, Davenport
- Manchester City Centre: M1, M2, M3, M4 — apartments, new builds, and city living
- North Manchester: Bury, Prestwich, Whitefield, Salford, Swinton
- East Manchester: Ashton-under-Lyne, Tameside, Droylsden, Denton
- Wider Greater Manchester: Altrincham, Sale, Trafford, Wigan, Bolton, Rochdale, Oldham
We offer consultations by phone, video call, or in person at our Cheadle Heath office.
Meet Your Manchester Mortgage Broker
Jake Stott, CeMAP — Founder and Lead Mortgage Adviser
Jake founded Knox Mortgages to bring a different approach to mortgage broking in Manchester. With CeMAP qualifications, whole-of-market access, and a focus on systems and efficiency, he handles every case personally — from the first discovery call through to completion.
Specialisms include first-time buyer mortgages, self-employed lending, visa-holder applications, buy-to-let investment strategies, and cases that have been declined elsewhere.
Based at Europa Business Park, 67 Bird Hall Lane, Cheadle Heath, Stockport SK3 0XA.
What Our Manchester Clients Say
Knox Mortgages has 40 five-star reviews on Google from clients across Greater Manchester. We’re rated 5.0/5 — one of the highest-rated mortgage brokers in the Stockport and South Manchester area.
Book a Free Mortgage Consultation
Get straight-talking mortgage advice from a whole-of-market broker based in Manchester. No obligation, no fee, no pressure.
Phone: 01615240027
Email: jake.stott@knoxmortgages.co.uk
Office: Europa Business Park, 67 Bird Hall Lane, Cheadle Heath, Stockport SK3 0XA
What Our Clients Say
Your home may be repossessed if you don’t keep up repayments on your mortgage.
Knox Mortgages is a trading style of Fort Advice Bureau which is regulated and authorised by the FCA to conduct Mortgage and Protection business, FRN: 972730